With over half the folks who have Medicare supplement insurance owning Medicare supplement plan F it’s a good bet that it may make sense for you as well. Plan F is so popular because it is the only plan that covers all the deductible, coinsurance, co-pay, and excess charge gaps in Medicare. So, essentially, if you have Medicare parts A & B and a Medicare supplement plan F, and you see a doctor who takes Medicare, you should have no medical expenses that you are responsible for. There may be some exceptions for things like experimental procedures and procedures not considered medically necessary that Medicare will not cover and, therefore, your Medicare supplement plan F (or any Medicare supplement for that matter) will not cover.
If you have made a general decision that you would like to purchase a Medicare supplement plan F you will want to shop the market to determine which company is offering the best rate for that plan. You might know by now that a plan F from one company will work identically to a plan F from any other company. So, you want to work with a Medicare supplement broker who works with several insurers to be able to get rates from the various Medicare supplement providers and choose the best rate from a reputable and financially stable company.
You can view Medicare supplement plan F rates via our online quoting system.
If you happen to be over the age of 75 you might want to also consider other plans as the price difference between a plan F and other plans increases slightly as you age. When you look at the cost versus the additional benefits in plan F versus other plans it might make sense to choose another plan.
Other than online quotes for plan F you might speak with one of our Medicare supplement agents by calling us toll-free (866) 894-3258.